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Moheb Hassan

Moheb Hassan

Lawyer

الأسئلة المجابة 63652 | نسبة الرضا 98.2%

Lawyer

Hello maa'm, i just want to.ask if one person have...

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Hello maa'm, i just want to.ask if one person have a credit loan in a bank but he lost his job because of pandemic and he dont have any source of income so he decide to go home and now he got an offer job here, is it possible that he can go back here, how can we know if the bank not filled case against him, plz i need your answer ma'am

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إجابة الخبير: Moheb Hassan

Moheb Hassan

Moheb Hassan

Lawyer

الأسئلة المجابة 63652 | نسبة الرضا 98.2%

We would like to inform you that if you are obligated to repay the loan amount in favor of the bank, and you cannot afford to pay off the case, then you should review the bank to negotiate the rescheduling of this amount, and specify a longer period to pay the installments of this loan.
This is to avoid the bank from taking any legal action against you, by checks that you signed for the bank as the punishment for a cheque is imprisonment or a fine.
And if you have left the country before paying the full amount of the loan, in that case, you should check with the airport police and the General Administration of Residence to make sure that your name is not put on the black lists, which are the lists that include the names of people who are wanted for arrest or who are prohibited from entering the Emirates.
The UAE Penal Code states the below:
Article 401
Anyone who badly gave a cheque that does not have a sufficient fulfillment of existing and withdrawable or recovered after giving the cheque all or some of the compensation so that the remainder does not fulfill the value of the cheque or the order drawn on him not to exchange it, or who deliberately edited or signed it in a manner that prevents whoever spent it.
He shall be punished with the same punishment from someone who appears to another person or delivers an instrument to his bearer knowing that the instrument does not have an existing fee that meets its value or that it is not withdrawn.
The criminal case shall be terminated if payment or waiver took place after the crime took place and before a final ruling was made on it, and if that happened after the judgment became final, its execution shall be suspended.
If the court orders the withdrawal of the checkbook from the convicted person and prevents him from giving new books in accordance with the provisions of Article (643) of the Commercial Transactions Law, the Public Prosecution shall inform this order to the Central Bank for circulation to all banks.
If any bank violating the mentioned order, a fine of 100,000 is required.

الرد من العميل

Sir he dont issue any check he have loan in bank in asking if the bank filled a case aginst him because since 2019 he lost his job and he failed to pay the monthly payment about his loan,

إجابة الخبير: Moheb Hassan

Moheb Hassan

Moheb Hassan

Lawyer

الأسئلة المجابة 63652 | نسبة الرضا 98.2%

You should review the General Administration of Residence and the Airport Police, as explained in our previous response

الرد من العميل

Ok sir thank you so much for your info,

الرد من العميل

Sir how can i get in touch to the airport police, or the General Administration of residence? I need your answer sir plz

إجابة الخبير: Moheb Hassan

Moheb Hassan

Moheb Hassan

Lawyer

الأسئلة المجابة 63652 | نسبة الرضا 98.2%

You can contact the General Authority for Residency in Dubai, through its official website, by clicking on the following link:
the General Authority for Residency in Dubai
You can also contact Dubai Police, through its official website, by clicking on the following link:
Dubai Police
Finally,
If you are not able to obtain the required information, in that case we recommend the assistance of any person from within the Emirates to communicate with the General Administration of Residence or the airport police.

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Moheb Hassan

Moheb Hassan

Lawyer

الأسئلة المجابة 63652 | نسبة الرضا 98.2%

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