I have an unpaid loan in balikbayad loan ..but i...

We would like to inform you that if you are obligated to repay the loan amount in favor of the bank, and you cannot afford to pay off the case, then you should review the bank to negotiate the rescheduling of this amount, and specify a longer period to pay the installments of this loan.

This is to avoid the bank from taking any legal action against you, by checks that you signed for the bank as the punishment for a cheque is imprisonment or a fine.