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Waleed Al-Helo

Waleed Al-Helo

Lawyer

الأسئلة المجابة 108892 | نسبة الرضا 98.1%

Lawyer

Can you help me with my credit card situation?

تم تقييم هذه الإجابة:
Can you help me with my credit card situation?

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الرد من العميل

I have a Dunia Credit Card that I was not able to pay even the minimum because of the pandemic. This month, the company is saying that they will file a legal case against me for nonpayment. Is this a valid case in times of the health crisis?

إجابة الخبير: Waleed Al-Helo

Waleed Al-Helo

Waleed Al-Helo

Lawyer

الأسئلة المجابة 108892 | نسبة الرضا 98.1%

We would like to inform you that due to the pandemic and all the sectors stop working to avoid thee virus spreading, including the court, then you have to know that the courts work online, so the bank can file a case against you, then you will be notified and reply online to determine the date.

الرد من العميل

Can they file a case for missing two months of payment?

إجابة الخبير: Waleed Al-Helo

Waleed Al-Helo

Waleed Al-Helo

Lawyer

الأسئلة المجابة 108892 | نسبة الرضا 98.1%

Yes, the bank can do that, because the due payments must be paid, and this is justified for the bank by claiming the value of the two payments unless the spending contract with the bank stipulates otherwise. Thank you

الرد من العميل

Would you please elaborate on this: unless the spending contract with the bank stipulates otherwise? Thanks

إجابة الخبير: Waleed Al-Helo

Waleed Al-Helo

Waleed Al-Helo

Lawyer

الأسئلة المجابة 108892 | نسبة الرضا 98.1%

This means that in the event that the contract with the bank stipulates that in the event of failure to pay its payment, it is due that the bank can claim the full amount of the loan, and this installment is not intended

الرد من العميل

This is not about the loan. I have been paying my loan monthly. It is about my credit card that I have not been able to pay for two months because of this pandemic. Does the ruling appy to credit card as well? Thank you.

إجابة الخبير: Waleed Al-Helo

Waleed Al-Helo

Waleed Al-Helo

Lawyer

الأسئلة المجابة 108892 | نسبة الرضا 98.1%

Yes, dear, the matter also applies to the credit card, since it is considered debt to you, and the bank can take legal measures to fulfill its financial right

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Waleed Al-Helo

Waleed Al-Helo

Lawyer

الأسئلة المجابة 108892 | نسبة الرضا 98.1%

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