Hello sir, I just want to ask advise on my...

Hello sir, I just want to ask advise on my situation now. I am a driver of a limousine company,this one said it is a rent to own car but I want to return or surrender the car now because of some reasons.. The following are my reasons why I need to surrender the car: a) no contract signed for both parties (only on accountability for the car) b) no agreement amount signed that I will pay weekly or monthly for the car c) due to pandemic covid 19 not able to earn or gain some money for the payment and they are forcing me to pay... Sir what is the best way to do for me to return the car without any hasslement or make my situation worst. I hope for your kind and consideration on this matter..Thank you..