does bounced cheque carry a fine in sharjah like...

Dear Customer,                                                        
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We would like to inform you that if your inquiry relates to a bounced cheque penalty in accordance to the UAE law, here is the information below:
The UAE Penal Code punishes the crime of issuing a bounced cheque by imprisonment or fine. That is the judgment depends on the discretion of the judge.
You shall file a complaint in Dubai not in Sharjah.
Here is the text of the UAE Penal Code related to your inquiry:

Article (401)

 Detention or a fine shall be imposed upon anyone who, in bad faith, gives a draft (cheque) without a sufficient and drawable balance or who, after giving a cheque, withdraws all or part of the balance, making the balance insufficient for settlement of the cheque, or if he orders a drawee not to cash a cheque or makes or signs the cheque in a manner that prevents it from being cashed. The same penalty shall apply to any one who endorses a cheque in favor of another or gives him a bearer draft, knowing that there is no sufficient balance to honor the cheque or that it is not drawable. Note that the penalty will be prison for a year.

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Kind Regards,

Dear Customer,

In addition to our previous answer, if you mean the presence of credit cards for three companies you could not pay, and banks threaten you to take the necessary legal action against youe, then the best solution is to negotiate with them in order to pay a portion of the amount and ask to reschedule the remaining amount, that in order to avoid taking the necessary legal opinions against you and the issuance of sentences of imprisonment or fines as we mentioned before.                       

Kind Regards,