I have top up my loan from dib for 47000 aed..now...

Dear Customer,
Thanks for joining and trusting us, much appreciated!
We would like to inform you that accordance with the UAE law governing banking business and with respect to bank loans first, the non-payment of the loan or the monthly installments entails the possibility of the bank filing the complaint and submitting the security checks to the Public Prosecution for the purpose of the investigation procedures but here it should be noted that with the entry into force of the criminal order, which means replacing the penalty of imprisonment with a fine, which we estimate the fine of approximately 2500 dirhams to 3000 dirhams and then refer the case to the court for civil consideration and does not mean paying the fine the case is over and the purpose of payment is to exempt you from incarceration and you can in the event that the bank filed any financial claim you have to apply for an installment of the accumulated amounts and you lose your personal abilities and to be committed to pay in monthly payments and therefore in the case of the case before the court can apply for installments of the amounts accumulated to you and installment according to your financial ability to avoid any punishment to imprisonment
** With the attention that he paid a fine on the check does not mean your ambitions, but have those who drafted the check in his favor to assess the civil lawsuit and claim its value and the fine is the replacement of the penalty for gypsum
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