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Abd Alhameed Kieshar

Abd Alhameed Kieshar

Lawyer

الأسئلة المجابة 42617 | نسبة الرضا 98.7%

Lawyer

The bank filed a legal case against me by...

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The bank filed a legal case against me by depositing my security Cheque for my loan. I lost my job in April but. Is have two offers but the bank will not allow me to cancel my visa and remove the ban. I need to speak to their legal dept but get blocked at collections who refuse to help. What is my best course of action?

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إجابة الخبير: Abd Alhameed Kieshar

Abd Alhameed Kieshar

Abd Alhameed Kieshar

Lawyer

الأسئلة المجابة 42617 | نسبة الرضا 98.7%

Dear Customer,
Thanks for joining and trusting us, much appreciated!
We would like to inform you that if the creditor bank opens a criminal communication due to the loan check for the loan, which is not matched by an existing balance, you will be automatically notified and prevented from traveling until the end of the case and you should quickly resolve the matter with the bank either by paying or scheduling the indebtedness so as not to be imprisoned.
As below article from the UAE Penal Code states:
Detention or a fine shall be imposed upon anyone who, in bad faith, gives a draft (cheque) without a sufficient and drawable balance or who, after giving a cheque, withdraws all or part of the balance, making the balance insufficient for settlement of the cheque, or if he orders a drawee not to cash a cheque or makes or signs the cheque in a manner that prevents it from being cashed. The same penalty shall apply to any one who endorses a cheque in favor of another or gives him a bearer draft, knowing that there is no sufficient balance to honor the cheque or that it is not drawable.
The criminal case shall be dropped if the payment or waiver is made after the occurrence of the crime and before the dismissal by a final judgment, and if this happens after the process of judgment is ceased, the judgments shall not be executed.
If the court orders that the check book be withdrawn from the convicted person and not giving him new books, so article (643) of the Commercial Transactions Law, the Public Prosecution shall inform the Central Bank of this matter to all banks.
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إسأل Lawyer

Abd Alhameed Kieshar

Abd Alhameed Kieshar

Lawyer

الأسئلة المجابة 42617 | نسبة الرضا 98.7%

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