I am an indian aged 72 and living in Dubai since...

Dear Customer,
Thanks for joining and trusting us, much appreciated!
We would like to inform you that yes, it is true as you didn’t comply with the payment according to what is agreed with the bank. According to UAE law, the cheques were submitted and stamped with reference and insufficient balance and then submitted to the public prosecution through a criminal complaint, especially that the law is considered a crime to issue a check without balance and to follow the procedures by the public prosecution on the investigation of the source of the check and arrest him and the punishment and his right and obligation to pay its value
Article (401)
Detention or a fine shall be imposed upon anyone who, in bad faith, gives a draft (cheque) without a sufficient and drawable balance or who, after giving a cheque, withdraws all or part of the balance, making the balance insufficient for settlement of the cheque, or if he orders a drawee not to cash a cheque or makes or signs the cheque in a manner that prevents it from being cashed. The same penalty shall apply to any one who endorses a cheque in favor of another or gives him a bearer draft, knowing that there is no sufficient balance to honor the cheque or that it is not drawable. Note that the penalty will be prison for a year.
With attention to the entry into force of the penal order is the replacement of the punishment of imprisonment with a financial fine here the law gave the right to the creditor or the complainant to establish a civil suit and claim the value of indebtedness through a civil lawsuit and does not mean payment of the fine end of the case but the purpose of payment is to exempt you from imprisonment In case the bank has set up a lawsuit, you must apply for installment payments for the accumulated amounts and lose your personal abilities and to pay them in monthly installments. Therefore, in the event of a lawsuit before the court, you can apply for installment payments and payments according to your financial ability to avoid imprisonment.
Note that the payment of the fine on the check does not mean your acquittal, but it is for the owner of the cheque to file a civil suit and claim the value and the fine is a replacement of the imprisonment penalty
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Dear Customer,
Welcome again!
It was also clarified that payment of the fine to replace the penalty of imprisonment and termination of the criminal offense and to go to the civil court to claim the value of the checks civil here can apply for installment payments according to your monthly financial capabilities before the court and Unfortunately, age does not exempt from punishment if not committed to payment.
I hope my answer was helpful, please let me know if you have any follow up questions.
If you feel I've answered your question already, please rate my answer from top of the page. Your feedback helps to ensure only the best experts are available to help you.
You can also ask questions of our other specialists in the areas of nutrition, therapists, IT specialists, doctors, and many more.
Accept our respect and appreciation.
Kind Regards,

Dear Customer,
Welcome again!
It was also clarified that payment of the fine to replace the penalty of imprisonment and termination of the criminal offense and to go to the civil court to claim the value of the checks civil here can apply for installment payments according to your monthly financial capabilities before the court and Unfortunately, age does not exempt from punishment if not committed to payment.
I hope my answer was helpful, please let me know if you have any follow up questions.
If you feel I've answered your question already, please rate my answer from top of the page. Your feedback helps to ensure only the best experts are available to help you.
You can also ask questions of our other specialists in the areas of nutrition, therapists, IT specialists, doctors, and many more.
Accept our respect and appreciation.
Kind Regards,