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We would like to inform you that In the event of an accident in the water cycle, it is assumed that the work injury is any accident occurring during or because of work and in case of injury to work, the employer bears the cost of treatment in a government hospital.
Here is the text of the UAE Labor Law, concerning your inquiry:
Article 142
Where a worker sustains any of the work-related injuries and occupational diseases listed in Schedules 1 and 2 attached to this Law, the employer or his representative shall report the matter immediately to the police and to the labour department or its local office within whose jurisdiction the place of business is located.
The report shall include the worker's name, age, occupation, address, and nationality, and a brief account of the accident, its circumstances and the medical aid or treatment provided.
On receipt of the report, the police shall carry out the necessary investigation and compile a report containing statements of the witnesses, of the employer or his representative, and of the injured (if his condition so permits), and shall particularly indicate whether the accident was work-related, deliberate, or the result of gross misconduct of the worker.
Article 143
On completion of the investigation, the police shall send one copy of the report to the labour department and one to the employer. The labour department may request a supplementary inquiry or may itself conduct one, if it finds it necessary to do so.
Article 144
Where a worker sustains a work-related injury or contracts an occupational disease, the employer shall pay for the cost of his treatment in a government or private local medical center until he recovers or is proven disabled. Treatment shall include costs of residence in a hospital or sanatorium, surgical operations, x-ray and medical diagnosis, the purchase of medicines and rehabilitation equipment, and the supply of artificial limbs and other prosthetic appliances for any person who is declared disabled. In addition to the foregoing, the employer shall pay the cost of any transport required in connection with the worker’s treatment.
Article 145
Where an injury prevents a worker from carrying out his work, the employer shall pay him a cash allowance equal to his full pay throughout the period of treatment or for a period of six months, whichever is shorter. Where the treatment lasts for more than six months, the allowance shall be reduced by one-half for a further period of six months or until the worker fully recovers, is declared disabled, or dies, whichever occurs first.

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