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Please note that my answer to your question will be purely from an academic point of view based on the limited initial information provided.

Therefore, it should not be treated as a legal opinion of the need for adequate knowledge and review of relevant documents when reading the applicable laws.

A cheque is said to have bounced because of below mentioned reasons.

1. Stop payment
2. Insufficient balance
3. Account closed
4. Signature mismatch
5. Exceeds arrangement

Conditions necessary for cheque bounce

1. The cheque is bounced due to insufficiency of funds or all the above reasons.
2. A Legal notice is given within 30 days.
3. A payment of due amount is not made within 15 days’ time.
4. the payment was to be made for discharge of legally enforceable debt.

The Article (638) states that the actions of recourse initiated by the cheque bearer against the drawer, endorsers and other obligors for the payment of its value, will not be heard after a period of two years from the expiry of the time-limit set for presentment thereof.

In case a lawsuit is initiated, this time limitation shall only apply from the day of the last action taken thereon. In addition, such time limitation shall not run if the debt is adjudicated or when it is acknowledged by a separate deed resulting in the renewal of the debt (Article (640))

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