Have not paid my loan for 4 months now now bank...

We would like to inform you that The impact of repaying the loan has several legal solutions and these solutions are:

First: friendly solutions

 You can communicate with the bank and offer a settlement that agrees to its mechanism or ask the bank to reschedule or request transfer of debt to another bank and then waive the claim

Second: The Judicial Solution

As long as a civil lawsuit has been filed by the bank on you and you are unable to pay you can view a judicial settlement and ask the judge to approve it due to your material circumstances