My I ask regarding on NBI clearance?

We would like to inform that If you mean that you have received a huge loan and can't repay it, we advise you to contact the bank and offer him several things, either to submit a request for settlement or request to reschedule the loan or request the transfer of the loan to another bank.
This is in general, and if you mean something else, you can clarify your question so that we can help you legally correctly